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Express Insurance Limited (EILBD) All Branch List and Mobile Number


In today’s Bangladesh, insurance is an integral part of financial planning and risk management. It provides protection against various risks, from accidents and health issues to property damage and even death. The institution that makes all this possible is the insurance company, an organization that plays a critical role in safeguarding individuals, businesses, and even entire economies. In this article, we will explore the core functions of insurance companies, the different types of insurance, their business model, the regulatory framework they operate within, and the future of the industry.

An Express insurance company is a business that provides financial protection against potential losses or risks in exchange for regular payments, called premiums. These premiums are pooled together to form a fund, which the Express insurance company uses to cover the claims of policyholders who experience losses due to specific events covered under their Express insurance policies. Express Insurance companies operate on the principle of risk pooling, where the financial burden of a few individuals' losses is spread across many people. This pooling of resources allows for the management of risks that would otherwise be unaffordable or financially devastating for individuals.

The Role of Express Insurance Companies in Society

Express Insurance companies serve a fundamental role in the economy and society. They provide a safety net for individuals and businesses by mitigating the financial consequences of unexpected events. Here’s a breakdown of their primary roles:

  • Risk Management and Protection: The core purpose of an insurance company is to help individuals and organizations manage risks. Whether it's protecting a home from fire, a business from liability claims, or an individual’s health from expensive medical bills, insurance companies enable policyholders to shift the financial burden of risk to the insurer.
  • Economic Stability: By offering coverage for various risks, insurance companies contribute to the overall stability of the economy. They help businesses continue operations after unforeseen disruptions (like property damage or accidents), which can prevent job losses and reduce economic volatility.
  • Investment Function: Insurance companies also play a significant role in capital markets. The funds collected from premiums are invested in various assets like stocks, bonds, real estate, and other financial instruments. These investments help generate returns, which can then be used to pay out future claims. This makes insurance companies major institutional investors and significant players in the global economy.
  • Promoting Financial Planning and Security: Beyond providing protection, insurance companies offer various financial products that allow people to plan for their future. Life insurance policies, retirement plans, and annuities, for example, ensure that policyholders are financially secure in their later years or in the event of their passing.

Types of Insurance

Express Insurance companies offer a wide range of insurance products, tailored to meet the diverse needs of individuals and businesses. These can be categorized into several types, including:

  • Life Insurance: This is designed to provide a financial safety net for an individual’s beneficiaries upon their death. Life insurance policies may include whole life insurance, term life insurance, and universal life insurance. Term life provides coverage for a specified term (e.g., 20 or 30 years), while whole life and universal life offer coverage for the policyholder’s entire life and include an investment component.
  • Health Insurance: Health insurance covers the cost of medical expenses, such as doctor visits, hospital stays, surgeries, and prescription medications. With the rising cost of healthcare, health insurance is an essential financial tool for individuals and families to safeguard against unexpected medical bills.
  • Property and Casualty Insurance: This category covers the physical assets of an individual or business, such as homes, cars, and commercial properties. Common forms of property and casualty insurance include homeowners, renters, auto, and commercial property insurance. Casualty insurance, on the other hand, covers liability for accidents that cause injury or damage to others.
  • Disability Insurance: Disability insurance provides income replacement in the event that an individual becomes unable to work due to illness or injury. This is particularly important for those who depend on their income to support their families or meet personal financial obligations.
  • Business Insurance: Businesses often require multiple types of insurance to manage their risks, including general liability, workers’ compensation, commercial auto, and product liability insurance. These policies help companies handle the financial consequences of lawsuits, employee injuries, or damages caused by business operations.
  • Travel Insurance: Travel insurance covers risks associated with traveling, including trip cancellations, lost luggage, emergency medical treatment, and travel delays. This type of insurance is especially popular among international travelers and those booking expensive vacations.
  • Pet Insurance: Pet insurance is designed to cover the cost of veterinary care for pets. This includes everything from routine check-ups and vaccinations to surgeries and emergency treatments for serious injuries or illnesses.

How Insurance Companies Operate

Express Insurance companies generate revenue primarily by collecting premiums from policyholders. The way they operate can be broken down into a few key components:

  • Underwriting: Underwriting is the process by which an insurance company evaluates the risks associated with insuring a person or business. The company assesses the likelihood of a claim occurring and determines the premium that should be charged. Underwriters use a variety of factors, such as age, health, occupation, lifestyle, and property value, to assess risk.
  • Risk Pooling: The premiums paid by policyholders are pooled together into a fund. This pool is used to pay out claims when policyholders suffer losses that are covered by their policies. The goal is to have enough funds to cover all claims, while still making a profit for the insurance company.
  • Claims Management: When a policyholder files a claim, the insurance company investigates the circumstances of the loss or damage and determines whether the claim is valid. If it is, the company pays out compensation based on the terms of the policy. Efficient claims management is crucial to the company's reputation and customer satisfaction.
  • Investments: As mentioned earlier, insurance companies invest the premiums they collect in various financial assets. These investments generate returns, which are used to ensure the company can meet its future obligations. For example, premiums collected for life insurance policies might be invested in long-term assets such as government bonds or real estate.
  • Reinsurance: Insurance companies often purchase reinsurance to protect themselves from significant losses. Reinsurance involves one insurance company (the reinsurer) taking on some of the risk from another insurance company (the ceding company). This allows the ceding company to mitigate the impact of large claims or catastrophic events.

Regulation of Insurance Companies

Insurance is a heavily regulated industry. Regulatory bodies ensure that insurance companies remain solvent, treat customers fairly, and adhere to legal and ethical standards. In the United States, the primary regulatory authority is the National Association of Insurance Commissioners (NAIC), which provides a framework for states to regulate the industry. Each state has its own department of insurance, which oversees the insurance market and enforces state laws.

In other countries, such as the UK, the Financial Conduct Authority (FCA) and the Prudential Regulation Authority (PRA) regulate the insurance sector to protect consumers and maintain financial stability.

The Future of Insurance Companies

The insurance industry is undergoing significant transformations due to advancements in technology and changing consumer expectations. Some key trends shaping the future of insurance include:

  • Digitalization and InsurTech: Technology is revolutionizing the way insurance companies operate. InsurTech startups are using artificial intelligence, machine learning, and big data analytics to enhance underwriting, claims processing, and customer service. Digital platforms and apps are making it easier for customers to buy insurance, manage policies, and file claims.
  • Personalized Products: With better data analytics and customer insights, insurance companies are moving toward offering more personalized products. For instance, usage-based car insurance is gaining popularity, where premiums are based on actual driving behavior rather than demographic factors.
  • Climate Change and Emerging Risks: As climate change leads to more frequent natural disasters, insurance companies will have to adapt by adjusting their risk models and pricing. They will also need to address emerging risks, such as cybersecurity threats, which could pose new challenges for insurers and policyholders alike.
  • Sustainability and ESG: Environmental, social, and governance (ESG) factors are becoming increasingly important to consumers and investors. Insurance companies are incorporating ESG considerations into their investments and operations to appeal to socially conscious customers.

Express Insurance companies play a vital role in protecting individuals, businesses, and economies from risk. They provide a mechanism for financial security, promote economic stability, and contribute to investment markets. With the growing importance of technology, personalized products, and sustainability, the future of the insurance industry is likely to be shaped by these trends, offering new opportunities for both insurers and policyholders. As individuals and businesses continue to face evolving risks, the need for reliable insurance solutions will remain as crucial as ever.


Head Office

Express Insurance Limited

 Head Office Address: Al-Razi Complex (9th & 10th floor) 166-167, Shahid Syed Nazrul Islam Sharani, Bijoy Nagar, Dhaka-1000

Hotline: 02223351741, 02223381255, 02223387196, 02223389546, 02223384421 09603-004455

E-mail: express_insurance@ymail.com Or admin@eilbd.com

Website: https://eilbd.com

Facebook Page: https://www.facebook.com/EXPRESSINSURANCEBD


Motijheel Branch

Mr. Nafiz Al Abeer

Assistant Managing Director

Paramount Heights (5th floor), 65/2/1, Box Culvert Road, Purana Paltan, Dhaka.

Mobile : 01711-535554

Phone  : 02-223354498

Fax No.: 02-223355763

Call Us For Details : 02223351741, 02223381255

Hotline: 09603-004455

E-mail: express_insurance@ymail.com Or admin@eilbd.com

Website: https://eilbd.com

Facebook Page: https://www.facebook.com/EXPRESSINSURANCEBD


Kakrail Branch

Mr. Md. Nasirul Islam

Additional Managing Director

Akram Tower (11th floor), 199, Shahid Syed Nazrul Islam Sharani, Bijoy Nagar, Dhaka.

Mobile : 01713040125, Phone  : 02-222229294, Fax No.: 02-222229293

Call Us For Details : 02223351741, 02223381255

Hotline: 09603-004455

E-mail: express_insurance@ymail.com Or admin@eilbd.com

Website: https://eilbd.com

Facebook Page: https://www.facebook.com/EXPRESSINSURANCEBD


Local Office

Mr. Md. Nejam Uddin

Additional Managing Director

28, Dilkusha, C/A (16th floor), suit # 1602, Dhaka.

Phone-02-223390989 Mobile-01732-336717 Fax No.02-223352284

Call Us For Details : 02223351741, 02223381255

Hotline: 09603-004455

E-mail: express_insurance@ymail.com Or admin@eilbd.com

Website: https://eilbd.com

Facebook Page: https://www.facebook.com/EXPRESSINSURANCEBD


Malibagh Branch

Mr. Ahsan Habib

Additional Managing Director

83, Siddeswary Circular road, Manhatan Tower, (3rd floor), Malibagh.

Phone-02-9333086 Mobile-0171303295 Fax No.-02-48318664

Call Us For Details : 02223351741, 02223381255

Hotline: 09603-004455

E-mail: express_insurance@ymail.com Or admin@eilbd.com

Website: https://eilbd.com

Facebook Page: https://www.facebook.com/EXPRESSINSURANCEBD


Narayangonj Branch

Mr. Md. Kabir Ahmed Khondaker

Additional Managing Director

53/2, S. M. Maleh Road Gaowsia Complex (1st floor), Narayangonj.

Phone-02-7644983  Mobile-01715284293  Fax No.-02-7644983

B.B Avenue Branch    Don Olaza (9th Floor), 9 B.B. Avenue, Dhaka.

Phone-02-223386013

Call Us For Details : 02223351741, 02223381255

Hotline: 09603-004455

E-mail: express_insurance@ymail.com Or admin@eilbd.com

Website: https://eilbd.com

Facebook Page: https://www.facebook.com/EXPRESSINSURANCEBD


Hatkhola Branch

Mrs. Najnin Akter

Deputy Managing Director

  33/1, Hatkhola Road, (1st floor), Dhaka.

Mobile : 01911345952 Phone  : 02-9571761 Fax No.: 02-47116863

Call Us For Details : 02223351741, 02223381255

Hotline: 09603-004455

E-mail: express_insurance@ymail.com Or admin@eilbd.com

Website: https://eilbd.com

Facebook Page: https://www.facebook.com/EXPRESSINSURANCEBD


Paltan Branch

Mr. Helal Uddin Majumder

Senior Executive Vice President

Nurjahan Sharif Plaza, (7th floor), 34, Purana Paltan, Dhaka.

  Phone-02-47114992 Mobile-01819426625   Fax No. 02-57163896

Call Us For Details : 02223351741, 02223381255

Hotline: 09603-004455

E-mail: express_insurance@ymail.com Or admin@eilbd.com

Website: https://eilbd.com

Facebook Page: https://www.facebook.com/EXPRESSINSURANCEBD


Topkhana Branch

Mr. Md. Shaheen Hossain

Deputy Managing Director

Tropicana Tower (6th floor), 218, Shahid Syed Nazrul Islam Sharni (45, Topkhana Road) Dhaka.

Mobile : 01713-013079 Phone  : 02-223356630 Fax No.: 02-223353452

Call Us For Details : 02223351741, 02223381255

Hotline: 09603-004455

E-mail: express_insurance@ymail.com Or admin@eilbd.com

Website: https://eilbd.com

Facebook Page: https://www.facebook.com/EXPRESSINSURANCEBD


Kawran Bazar Branch

 Mr. Mr. S M Kabiruzzaman 

Additional  Managing Director

57/E, Kazi Nazrul Islam Avenue, (1st floor), Kawran bazar, Dhaka

Mobile : 01711-583829  Phone  : 02-9128296 Fax No.: 02-9128296

Call Us For Details : 02223351741, 02223381255

Hotline: 09603-004455

E-mail: express_insurance@ymail.com Or admin@eilbd.com

Website: https://eilbd.com

Facebook Page: https://www.facebook.com/EXPRESSINSURANCEBD


Bangshal Branch

Mr. A.K.M Feroz 

Assistant Managing Director

85, Shahid Syed Nazrul Islam Sharani English Road (3rd floor), Bangshal, Dhaka.

Mobile : 01715972532 Phone  : 02-223353452 Fax No.: 02-223353452

Call Us For Details : 02223351741, 02223381255

Hotline: 09603-004455

E-mail: express_insurance@ymail.com Or admin@eilbd.com

Website: https://eilbd.com

Facebook Page: https://www.facebook.com/EXPRESSINSURANCEBD


Naya Paltan Branch

Mr. Md. Saiful Islam

Deputy  Managing Director

Navana Rahim Ardent, (2nd floor), 185, Shahid Syed Nazrul Islam Sharani, Dhaka.

Mobile : 01925881227 Phone  : 02-222223151 Fax No.: 02-222223151

Call Us For Details : 02223351741, 02223381255

Hotline: 09603-004455

E-mail: express_insurance@ymail.com Or admin@eilbd.com

Website: https://eilbd.com

Facebook Page: https://www.facebook.com/EXPRESSINSURANCEBD


Dilkusha Branch

Mr. Md. Sahidur Rahman

Assistant Managing Director  58, Dilkusha C/A (7th floor), Dhaka.

Mobile : 01713621642    Phone  : 02-9515280 Fax No.: 02-9515202

Call Us For Details : 02223351741, 02223381255

Hotline: 09603-004455

E-mail: express_insurance@ymail.com Or admin@eilbd.com

Website: https://eilbd.com

Facebook Page: https://www.facebook.com/EXPRESSINSURANCEBD


Principal Branch

Mrs. Rehena Parvin

Additional  Managing Director

Ali Bhaban (9th /floor), 9 Rajuk avenue, Dhaka.

Mobile : 01675-736204 Phone  : 02-47113862 Fax No: 02-57164107

Call Us For Details : 02223351741, 02223381255

Hotline: 09603-004455

E-mail: express_insurance@ymail.com Or admin@eilbd.com

Website: https://eilbd.com

Facebook Page: https://www.facebook.com/EXPRESSINSURANCEBD


Rampura Branch

Mr. Md. Kamal Hossain

Deputy  Managing Director

Gulzar Commercial Complex (3rd floor), 1/2, West Hazipara, Rampura, Dhaka.

Mobile : 01780602345   Phone  : 02-222227641

Call Us For Details : 02223351741, 02223381255

Hotline: 09603-004455

E-mail: express_insurance@ymail.com Or admin@eilbd.com

Website: https://eilbd.com

Facebook Page: https://www.facebook.com/EXPRESSINSURANCEBD


VIP Road Branch

Mr. Md. Anowar Hossain

Additional  Managing Director

Shatabdi Centre, (8th floor), Room no. 8/G, 292, Inner Circular Road, Dhaka.

  Mobile : 01781-262258 Phone  : 02-7191845 Fax No.: 02-7191846

Call Us For Details : 02223351741, 02223381255

Hotline: 09603-004455

E-mail: express_insurance@ymail.com Or admin@eilbd.com

Website: https://eilbd.com

Facebook Page: https://www.facebook.com/EXPRESSINSURANCEBD


DIT Road Branch

Mr. Md. Mahbub Hasan Masum

Deputy  Managing Director

Shamsur Rahman Bhaban (9th floor), 18, Rajuk Avenue, Dhaka-1000.

Mobile : 01819250024 Phone  : 02-9560740 Fax No.: 02-9571804

Call Us For Details : 02223351741, 02223381255

Hotline: 09603-004455

E-mail: express_insurance@ymail.com Or admin@eilbd.com

Website: https://eilbd.com

Facebook Page: https://www.facebook.com/EXPRESSINSURANCEBD


Narsingdi Branch

Mr. Mohammad Nasir Uddin 

Senior Executive Vice President

512, Narsingdi Bazar, Dud Patty Narsingdi.

Mobile : 01715158235, Phone  : 02-224452039

Call Us For Details : 02223351741, 02223381255

Hotline: 09603-004455

E-mail: express_insurance@ymail.com Or admin@eilbd.com

Website: https://eilbd.com

Facebook Page: https://www.facebook.com/EXPRESSINSURANCEBD


Baridhara Branch

Mr. Nazmul Hasan

Assistant Vice President

Plot # 44, Pragati Sharani, Main Road, 9th Floor, Block # J, Baridhara, Dhaka.

Mobile : 01766-994477 Phone  : 02-58810398

Call Us For Details : 02223351741, 02223381255

Hotline: 09603-004455

E-mail: express_insurance@ymail.com Or admin@eilbd.com

Website: https://eilbd.com

Facebook Page: https://www.facebook.com/EXPRESSINSURANCEBD


Pragati Sharani Branch

Mr. Md. Maruf Ahmed

Assistant Managing Director

GA-25/4 Pragati Sharani(1st floor) shahjadpur, Gulshan, Dhaka.

Mobile : 01922220644 Phone  : 02-8899847

Call Us For Details : 02223351741, 02223381255

Hotline: 09603-004455

E-mail: express_insurance@ymail.com Or admin@eilbd.com

Website: https://eilbd.com

Facebook Page: https://www.facebook.com/EXPRESSINSURANCEBD


Gulshan Branch

Mr. Md. Faruk Ahmed

Additional Managing Director

205/1 Gulshan Link Road, Word No-24, City Corporation DNCC Dhaka

Mobile : 01716437381

Call Us For Details : 02223351741, 02223381255

Hotline: 09603-004455

E-mail: express_insurance@ymail.com Or admin@eilbd.com

Website: https://eilbd.com

Facebook Page: https://www.facebook.com/EXPRESSINSURANCEBD


Uttara Branch

Mr. Masuda Akter

Assistant Managing Director

67/A, Rabindra Sharani, Sector-07, Uttara Model Town, Uttara, Dhaka.

Mobile : 01678088791 Phone  : 02-9560740 Fax No.: 02-9571804

Call Us For Details : 02223351741, 02223381255

Hotline: 09603-004455

E-mail: express_insurance@ymail.com Or admin@eilbd.com

Website: https://eilbd.com

Facebook Page: https://www.facebook.com/EXPRESSINSURANCEBD


Nawabpur Branch

Ujjala Rani Saha

Assistant Managing Director

Hotel Safina (2nd Floor), 152 Hazi Osman Goni Road, Bangshal, Dhaka.

Mobile : 01712199640 Phone  : 02-223386412 Fax No.: 02-223386013

Call Us For Details : 02223351741, 02223381255

Hotline: 09603-004455

E-mail: express_insurance@ymail.com Or admin@eilbd.com

Website: https://eilbd.com

Facebook Page: https://www.facebook.com/EXPRESSINSURANCEBD


Chittagong Zone 

Agrabad Branch

Mr. Bahar Uddin Chowdhury

Additional Managing Director & Zonal Chief

Chittagong Zone  K.M. Tower (4th floor), 76-77, Agrabad C/A, Chittagong.

Mobile : 01707-709295,01746-806738 Phone  : 031-712912 Fax No.: 031-2516947

Call Us For Details : 02223351741, 02223381255

Hotline: 09603-004455

E-mail: express_insurance@ymail.com Or admin@eilbd.com

Website: https://eilbd.com

Facebook Page: https://www.facebook.com/EXPRESSINSURANCEBD


Hathazari Branch

MA Jalil Shaban

Balusora BRTA Road, Hathazari, Chittagong. (Under Process of Shifting)

Call Us For Details : 02223351741, 02223381255

Hotline: 09603-004455

E-mail: express_insurance@ymail.com Or admin@eilbd.com

Website: https://eilbd.com

Facebook Page: https://www.facebook.com/EXPRESSINSURANCEBD


Khatungonj Branch

Mr. Md. Forkan Azam 

Assistant Managing Director

Salma Tower, (3rd floor), 398/A, Khatungong,  Chittagong.

Mobile : 01815-700308 Phone  : 02-33335224 Fax No.: 02-333365473

Call Us For Details : 02223351741, 02223381255

Hotline: 09603-004455

E-mail: express_insurance@ymail.com Or admin@eilbd.com

Website: https://eilbd.com

Facebook Page: https://www.facebook.com/EXPRESSINSURANCEBD


Jubilee Road Branch

Mr. Ali Sarwar Titu

Senior Executive Vice President

Wazico Tower, (4th floor), 263, Jublee Road, Enayat Bazar, Chittagong

Mobile : 01795-755555 Phone  : 02-33335224 Fax No.: 02-33352225

Call Us For Details : 02223351741, 02223381255

Hotline: 09603-004455

E-mail: express_insurance@ymail.com Or admin@eilbd.com

Website: https://eilbd.com

Facebook Page: https://www.facebook.com/EXPRESSINSURANCEBD


Khulna Zone

Meherpur Branch

Mr. Monirul Islam

Assistant Vice President

Court Road, Bakul Tola, Meherpur.

Mobile : 01712-708496 Phone  : 02-9560740 Fax No.: 02-9571804

Call Us For Details : 02223351741, 02223381255

Hotline: 09603-004455

E-mail: express_insurance@ymail.com Or admin@eilbd.com

Website: https://eilbd.com

Facebook Page: https://www.facebook.com/EXPRESSINSURANCEBD


Rangpur Zone

Rangpur Branch

Mr. Md. Arifuzzaman Chowdhury

Senior Executive Vice President.

H# 334(2nd floor),R#01, station Road, Shapla Chattar, Alamnagar, Rangpur

Mobile : 01716-783974

Call Us For Details : 02223351741, 02223381255

Hotline: 09603-004455

E-mail: express_insurance@ymail.com Or admin@eilbd.com

Website: https://eilbd.com

Facebook Page: https://www.facebook.com/EXPRESSINSURANCEBD


Dinajpur Branch

Mr. Md. Delwar Hossain Saidi

Senior Executive Vice President.

Jabed Super Market (1st Floor), Dinajpur

Mobile : 01718288554

Call Us For Details : 02223351741, 02223381255

Hotline: 09603-004455

E-mail: express_insurance@ymail.com Or admin@eilbd.com

Website: https://eilbd.com

Facebook Page: https://www.facebook.com/EXPRESSINSURANCEBD


Joypurhat Branch

Mr. Md. Abdul Hamid Prodhan

Executive Vice President.

325, Sabujnagar (purbo), Sadar Road, Sadar, Joypurhat

Mobile : 01740959554

Call Us For Details : 02223351741, 02223381255

Hotline: 09603-004455

E-mail: express_insurance@ymail.com Or admin@eilbd.com

Website: https://eilbd.com

Facebook Page: https://www.facebook.com/EXPRESSINSURANCEBD


Mymensingh Zone

Mymensingh Branch

Mr. Md. Liton Miah

Assistant Vice President.

66 Choto Bazar, Mymensingh

Mobile : 01990020020

Call Us For Details : 02223351741, 02223381255

Hotline: 09603-004455

E-mail: express_insurance@ymail.com Or admin@eilbd.com

Website: https://eilbd.com

Facebook Page: https://www.facebook.com/EXPRESSINSURANCEBD

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